For Insurers

Predictive Risk Intelligence for Smarter Underwriting

Move beyond claims history. Leverage real-time health risk data to price accurately, reduce loss ratios, and build healthier portfolios.

Transform Your Underwriting

Gain unprecedented visibility into group health risk before and during the policy period.

Price risk with forward-looking health data, not just backward-looking claims. Reduce adverse selection.

20% improvement in loss ratio

Monitor portfolio health in real-time. Identify emerging risks and intervene before claims spike.

Early warning on 85% of high claims

Drive participation in wellness programs with personalized risk insights. Healthier members = lower claims.

4x wellness program engagement

Supplement traditional underwriting with predictive health scores. Identify high-risk groups before binding coverage.

Proactively engage at-risk members with targeted interventions. Reduce claims through early action.

Monitor aggregate risk across your book of business. Identify concentration risks and optimize portfolio mix.

Design data-driven products that reward healthy behaviors. Create competitive advantage through innovation.

See how leading insurers are using WellNewMe to improve underwriting accuracy and reduce claims.